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Which Debts Are Wiped Out in a Bankruptcy
1. Which debts are dischargeable in a bankruptcy?Not all debts can be discharged in a chapter 7 case. Some debts simply can’t be wiped  out in a bankruptcy. These debts will remain valid and collectible, just as they were before you filed for bankruptcy. To fully understand exactly what bankruptcy
When Should I Contact a Bankruptcy Lawyer?
Are you behind on your bills? Are you up to your neck in debt? Do bill collectors call you at morning, noon and night? Do you receive collection calls at work and then have panic attacks? Do you cringe when you open the mail? Is all of your mail the
Chapter 7 - Getting a Fresh Start
GETTING A FRESH STARTIf you are unable to pay your existing debts, then a Chapter 7 may be the answer for you. In a Chapter 7 bankruptcy a person wipes out all of their debt and they get a "Fresh Start." This is accomplished by liquidation. In other words, the
Bankruptcy Misconceptions
Misconception #1: Bankruptcy is dishonest. Not true. Most people honestly want to pay their bills. Sometimes things happen that make it impossible. Bankruptcy is a legal right that is provided for in the United States Constitution. Bankruptcy is a right that protects honest people who are unable to pay their bills