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Bankruptcy Misconceptions
Misconception #1: Bankruptcy is dishonest. Not true. Most people honestly want to pay their bills. Sometimes things happen that make it impossible. Bankruptcy is a legal right that is provided for in the United States Constitution. Bankruptcy is a right that protects honest people who are unable to pay their bills
The Bankruptcy Means Test
A. The Bankruptcy Means TestUnder the old bankruptcy law, almost any citizen of the United States could file for a chapter 7 or a 13. Before the law change, any debtors whose debts were primarily consumer related were only subject to scrutiny by the trustee or the bankruptcy court. Under
Bank Account Seizures
Are you worried that someone who has a judgment against you will go after your bank account? Many of my clients are petrified and live in constant fear that their hard earned savings will be zapped by a creditor if they leave it in their bank account. However, there are
When Should I Contact a Bankruptcy Lawyer?
Are you behind on your bills? Are you up to your neck in debt? Do bill collectors call you at morning, noon and night? Do you receive collection calls at work and then have panic attacks? Do you cringe when you open the mail? Is all of your mail the